The Cash App is a great way to send and receive money. It’s especially useful for people who don’t have bank accounts, because it’s easy to set up an account and get started with just a phone number. If you haven’t heard of the Cash App yet, you’re probably wondering what it is, how it works, and why you should use it instead of your bank. In this guide we’ll explore all these questions:

What is a Cash App?
Cash App is a free money transfer app that allows you to send money to anyone in your phone’s contact list. You can also store and use funds from your bank account within the Cash App, so it acts like a checking account for those who don’t have one.
You can easily send funds by tapping the dollar sign icon in the lower middle of your screen, typing in an amount (either dollars or cents) and tapping “send.” The recipient will receive a notification alerting them of the payment with instructions on how to accept it or reject it—you have 48 hours after creating each payment request before they expire. If accepted, you will be notified by email or text message within 24 hours.*
If you choose this option when sending money via Square Cash app:* First name* Middle initial/Nickname (optional)* Last name
How to download Cash App
There are a few ways to download the Cash App. You can do it from your phone’s app store or from a computer by visiting the Cash App website. Here’s how:
- From your phone, open up the Apple App Store or Google Play Store and search for “Cash.”
- Click on the link to Cash in either app store and then follow through installing it on your device (the install process varies depending on phone type).
- Once you have installed the Cash App, create an account using information like Gmail or phone number.
Setting up your account
Once you’re ready to start using the app, there are two ways to get started:
- Install the Cash App and sign in using your phone number. If you don’t have a cash app referral code, go here to get one.
- If you already use Google Pay or Gmail as your login information, log into those services when prompted after installing Cash App.
Once installed on your phone or tablet, open the Cash App and follow these steps:
- Add a debit card from an FDIC-insured bank (Visa or Mastercard) and verify it by adding its number (if necessary), name on card, expiration date and ZIP code associated with that account; then tap Next.
Sending money with the Cash App
- To send money, tap the “Cash” tab on your home screen and select “Pay.” If you haven’t already set up a payment request, you’ll be asked to enter your debit card information.
- Next, tap the dollar sign icon in the bottom corner of your screen. This will open a menu where you can choose between sending $1, $2 and $5 payments or more than one dollar bill at once (if there’s enough cash in your account).
- Now it’s time to pick which method of payment works best for you: cash or card. Tap Cash under Payment Method if this is what will be used; swipe right through all four options until reaching Card if that’s what will be used instead—there are no fees associated with using either method!
- To send money via Cash App Lite functionality only available within iOS devices running iOS 11+, follow these steps:
Using your Cash Card
- There’s a lot of different things you can do with your Cash Card, and there’s no limit to how many transactions you can make.
- You can use it to pay in stores or online, send money to friends and family, withdraw cash at ATMs (withdrawals are limited by state law) and more. Just select the option that works best for your needs:
- If you want to make purchases at physical stores, just give the cashier your Cash Card number and PIN code (if required). They’ll swipe it like any other card payment.
- To send money from one person’s Cash App account to another person’s account (or even an external bank account), select “Transfer” from either menu on the bottom left corner of your iPhone app or desktop browser window when logged into Facebook Messenger on desktop. Then enter their name followed by an amount labeled “send money” below that amount field.
- You can also link your Cash Card directly with a bank account using its Cash App mobile app or by visiting cashapp.com/cashcard
Receiving payment with the Cash App
Receiving money with the Cash App is easy. You can receive payments from anyone, whether they’re a friend or family member or someone you don’t know at all. If you want to receive payment requests from anyone who uses Square, then setting up a payment request is the best option for you. Here are two different ways to set up a request:
- Paypal payments – Send invoices and accept payments directly in your Cash App wallet via PayPal
- Square invoice payments – Send invoices through Square Invoices and get paid directly into your Cash App wallet
The Cash App on Android vs. iPhone
The Cash App is available on both Android and iPhone devices, but there are some key differences between the two versions. If you’re an Android user, here’s what you need to know about getting started with your Cash Card:
- Downloading the app is easy! Just click “Get” in the Google Play store or open up the Google Play Store on your phone and search for “Cash App” (you can also go directly to https://play.google.com/store/apps/details?id=com.squareup.cash&hl=en). Once you’ve downloaded it, just open it up and follow along as we show you how to set up your account and send money with ease!
- The Cash Card works with all major debit cards including American Express®, Discover®, Mastercard®, Visa® etc., so no matter where or how much money gets sent over from friends or family members using their accounts at different banks (or even PayPal), this method will work perfectly fine regardless of which card type they use.
The Cash App is an easy and secure way to send and receive money.
The Cash App is an easy and secure way to send and receive money.
It’s a simple way to send and receive money. You can use Cash App to:
- Send money to friends, family, or anyone with a U.S. bank account in seconds. It’s free! * Pay your friends quickly using the Cash Card (no fees & no expiration dates). * Request payments from any other user through their profile or email address (no fees).
Conclusion
The Cash App is an easy way to send and receive money with friends. It’s also very secure, so you can rest assured that your money will be kept safe. The app works on both iPhone and Android phones, so there’s no need to worry about what device you own.