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Getting debit card for kids under 13 and teens is a convenient way to track spending and activity, as well as to keep track of where and how much money they spend.

At the same time, it is an excellent way to teach children about spending responsibly and money management at a very early stage of their development.

For parents, it makes life much easier to send money to a child’s account with the click of a button rather than having to hand over cash every few days as they used to.

It also made it simple to track the activity of children’s debit cards and receive instant notifications of any transactions made with them, as well as to set a limit on how much they are allowed to spend per week or per month.

Because traditional banks will not allow children to open their own debit card accounts and all the necessary features , it is critical to look for debit cards that are specifically designed for kids and teens and that include all of the features and benefits that every child and parents should be able to enjoy.

And therefore, after conducting extensive research, we have compiled a list of the best debit cards for kids under 13 and teens that provide all of the necessary features and benefits that both parents and children desire in a debit card.

List of Best Debit Card for Kids Under 13 and Teens

  1. Greenlight Kids’ Debit Card (Our Top Picks!! Highest Recommended)
  2. FamZoo Prepaid Debit Card
  3. BusyKid
  4. Current Debit Card for Teens
  5. Gohenry Debit Card

1. Greenlight Kids’ Debit Card (Our Top Picks!! Highest Recommended)

  • Current Deals: Sign Up Here
  • Price Options: After your one month trial, plans start at just $4.99/month for the whole family.
  • User Rating From App Store: 4.8 Rating Based on 197k Users Review
greenlight kid debit cards , best debit card for kids under 13
Source: GreenLight

Standout Feature & Benefits:

  • State-of-art Mobile app
  • One app, two experiences.
  • Balance tracking
  • Real time notifications
  • Instant money transfers
  • Mobile Payments
  • Store and ATM controls

Parents Can:

  • Easy and flexible platform to invest for college — or anything else — with no hassle.
  • Send money in an instant
  • Get real-time notifications about your children’s spending habits.
  • From the app, you can turn the card on or off.
  • Make allowances more automated.
  • Establish spending guidelines.
  • Maintain control over ATM withdrawal access and budgets.

Kids and Teen Can:

  • Keeping track of your savings, earnings, investments, spending, and giving accounts
  • Collect money from friends and family members
  • Have the ability to manage their own budgets
  • Invest in stocks of their choosing and conduct research on the companies that interest them.
  • Establish savings objectives.
  • Make use of Apple Pay, Google Pay, and Samsung Pay to make payments.

Greenlights Kids Debit Cards are the most popular debit card option for children and teenagers, ranking first in popularity. It is a single app that provides two distinct experiences.

For parents, the app includes tools and features that assist them in managing and setting rules for their children’s debit cards. Children can use the app to access a variety of options that will assist them in staying on track with their budget and teaching them about money management skills.

It has all of the tools and technology necessary to provide safe and secure accounts and transactions for each and every transaction that takes place within the account.

When your children use their debit cards, you will receive immediate notification. This will allow you to take action immediately if something goes wrong or if you want to temporarily deactivate the debit card activity for any reason.

Everything that you have the ability to control is accessible through the Greenlight app.

So, if you’re thinking about giving your children debit cards, sign up with Greenlights Kids Debit Cards and start taking advantage of the features and benefits that the app and platform have to offer right away.

2. FamZoo Prepaid Debit Card

  • Current Deals: Sign Up Here
  • Price Options: First Month Free then $5.99 per months and some discount.( Check Details pricing here)
  • User Rating From App Store: 4.6 rating based on 236 reviews

Standout Feature & Benefits

  • All age qualified to open a accounts 
  • There is no hidden fee, overdraft fee, or any other fee. It is a simple subscription plan.
  • Have ability move money between the accounts
  • Can be used for buying product or service from online
  • You can set limit on how much a child can spend per months
  • Helping kids and parent stay on budget
  • Free card load options.
  • Retain parental visibility and control.
  • Automatically track purchases.
  • And more

Although our top recommendation, Greenlight Kids Debit Cards, remains our top recommendation, we think Famzoo is a fantastic alternative that parents should consider.

Famzoo is specifically designed for children and teenagers of any age, and it includes all of the functionality and benefits that are associated with it. As a parent, you should investigate whether or not this app meets your requirements.

The overall verdict is positive, and we believe that Famzoo could prove to be an excellent choice for parents who are seeking a cost-effective solution for their children’s debit cards.

Pricing Options:

Despite the fact that the pricing is $5.99 per month, there are some ways to save money on semi-annual, annual, and biannual plans.

Please keep in mind that no matter how many family members are added to the account, the amount of the subscription fee will remain the same regardless of how many are added.

Here is plan details

  • $25.99 per 6 months (that’s equal to $4.33 per months)(You save $9.95 or 27% discount)
  • $39.99 for 12 months (that’s equal to $3.33 per months)(You save $31.89 or 44%)
  • $59.99 for 24 months (that’s equal to $2.50 per months) (You save $83.77 or 58%)

So, if you want to sign up for Famzoo Debit cards, make sure to take advantage of the 24-month subscription plan in order to receive the maximum discount that you are entitled to

3. Busykid

  • Current Deals: Sign Up Here
  • Price Options: $19.99 per years. Additional cost may applied for extra cards
  • User Rating From App Store: 3.6 rating based 1.1k reviews

Standout Feature & Benefits

  • Parental Activity Monitoring
  • Multi-parental Approvals
  • Ability To Change Scheduled Paydays
  • Establish Individual Identities
  • Parental Money Movement Controls
  • And many more

Kids Can:

  • Allowance to be paid on a weekly or twice-monthly basis.
  • Define an allowance that will be paid even if no chores are completed.
  • Contribute to a child’s weekly savings amount.
  • Support in the management of children’s investments
  • Prevent money from moving between the Save, Share, and Spend areas.
  • Will get the Busykid prepaid cards as it include in the subscriptions plan
  • Choose from 11 unique designs available in either black or white.
  • You can able to set up alert that will let you know when card balance getting low.
  • If cards gone missing then you have options in the app to order new cards.

Parents Can:

  • Setup and manage accounts
  • Instant notification on child account activity
  • Able to set up allowance based on age and chores activity
  • Have a options to set bonuses for doing outstanding work such as getting good grade, birthday gift, and many others
  • Have all the necessary tools to track the activity for both kids and parents account
  • And many more

Pricing Options

Busykids offers a variety of affordable pricing options for the entire family. It is a subscription-based plan that costs approximately $19.99 per year, making it an extremely cost-effective option for parents who want to provide debit cards for their children.

Furthermore, in terms of features, its price makes it an excellent choice for parents.

The only drawback is that the app has a very low rating, which is concerning for parents because it is the quickest and most convenient way to manage the activity of multiple accounts.

Debit card companies that provide an easy-to-navigate app and receive high ratings from their customers are therefore essential to consider when signing up.

As a result, we give the Greenlight Kids Debit card our highest recommendation for parents looking to enroll their children in a debit card program.

Final Words on Busykids:

BusyKid is a fantastic tool for parents who want to open debit cards because it was named the winner of the 2020 NATIONAL PARENTING PRODUCT AWARDS – BEST APPS FOR KIDS.

It is a tool for every child to learn how to manage finances while also having fun while participating in the process, allowing them to gain the knowledge that they require.

It is an excellent debit card for children because it has been specifically designed for children, which is fantastic because the company has only focused on products that help children get the most out of the programs they are using.

4. Current Debit Cards for Kids

  • Current Deals: Sign Up Here
  • Price Options: $36 per teen per years
  • User Rating From App Store: 4.6 rating based over one hundred thousand reviews

Standout Feature & Benefits

  • Current offers a convenient teen account with a debit card for teens
  • Great App for both Kids and Parents
  • Have feature that design for kids
  • Have feature that design for parents
  • Security for parents and teens
  • No hidden fee
  • Cost effective

Parents Can:

  • Options to get all notification regarding the purchase made with cards
  • Ability to suspend any merchant so that kids can not make any transaction with that merchant
  • Have options to set spending limit
  • Ability to instant transfer money to child accounts
  • No need of cash to hand over to child
  • And more

Kids Can:

  • Have their own debit card and that’s the important feature 
  • Can able to buying online or in-store without any hassle
  • Provide them tools to manage money and budgets
  • Have a options to donate or able to give charity 
  • And many more

Pricing Options:

  • Only $36 per teen per years
  • No hidden fee to worry about
  • There are no minimum balance requirements
  • No overdraft fee, transfer fee, or inactivity fee at all

Final Words:

Overall, current is an online banking application that includes features that are specifically designed to help children and their parents stay focused on their spending and make proper use of their money.

It provides a fantastic app that allows both parents and children to receive notifications of their children’s activity while also providing security features that are appropriate for their needs.

As a result, parents have another option when it comes to checking out and providing debit cards for their children.

5. Gohenry Debit Card

  • Current Deals: Sign Up Here
  • Price Options: 30 days free then $2.99 per months
  • User Rating From App Store: 4.5 Rating based on over twenty thousand reviews

Gohanry is a smart financial app that provides all of the tools necessary to teach the kids how to manage their money as well as how to develop good money-saving habits in their lives.

Standout Feature & Benefits

  • Perfect for Kids 6-18 years of age
  • Help kids to build real-world financial habits
  • Able to easily block and unblock cards
  • You can get real time notification to your phone message
  • Ability to block unsafe spending category
  • Sccure pin recovery in the app
  • 30 days free and low cost monthly 
  • There are more than 1.5 million users.
  • And more

Parents can:

  • Ability to set spending control through the app
  • Easily block and unblock card with tap of button
  • Set up direct deposit
  • Can easily monitor spending and track balance
  • Able to set up realtime notification to phone message
  • And many more

Kids Can:

  • Super smart financial app that grows with kids age
  • Real life financial learning experience
  • Ability to choose custom cards
  • And many more 

Pricing options:

  • First 30 days completely free
  • $3.99 flat rate for each month after trial months

It is one of the most cost-effective options for parents to choose from, but it has fewer features when compared to Greenlight Kids debit cards functionality.

So, I recommend using a Gohenry debit card, but letting you know that better options are available.

6. Copper

Copper is a banking solution that was founded 15 years ago by Stefan and Eddie, who have dedicated their entire professional lives to improving the lives of children.

As a result, they developed a platform that allows children and teenagers to open debit cards and become familiar with financial matters from a young age.

As of January 2022, the kid debit card platform has more than 400000 members who are actively using the platform, which has been in operation since its inception.

Despite the fact that copper provides numerous features and benefits that are encouraging to see, there are some areas that require improvement, such as security and communications.

Here is some of standout features available in Copper Debit cards

  • You have ability to pay with Apple pay or Gpay
  • High rated banking app.
  • Zero Liability protection 
  • No hidden fee – there are no fee such as minimum balance fee, overdraft fee, 
  • No credit checks – it is another plus point since many other competitors do credit checks to open up debit cards accounts.
  • Direct deposit – if you are planning to use this feature then good news is that you are able to get paid 2 days yearly. 
  • Withdraw Cash – you are able to withdraw cash from more than 50,000 atm around the country. 

Final Thought:

Overall, it is a viable option that you should consider for your children.

According to what I previously stated, companies require further development in terms of functionality and security.

If you look at some of Copper’s competitors, they provide significantly more features than Copper.

For those who have exhausted all other options, copper banking solutions may be a viable alternative.

7. Mazoola

Established in 2008, Mozoola is a provider of online mobile banking solutions for kids. The company has recently been recognized with National Parenting Product Awards.

In addition, it is the only online banking solution for children that is compliant with the COPPA (Children’s Online Privacy Protection Act), which is excellent and should be considered when selecting debit cards for children.

Mazoola Standout Features:

  • Help your kids learn money management skills with some fun and easy techniques.
  • Develop the confidence in your kids that is needed to secure your kids financial future.
  • Help kids to take financial responsibility 
  • Protect your kids personal and financial data.
  • Develop a teaching plan to teach about budgeting and many other aspects of finance.

Parents Can:

  • Manage a virtual debit card for your kids—store it on your mobile device. 
  • Set an amount for an allowance, 
  • Assign chores and track success via the app. 
  • Approve retailers, categories and spending limits.
  • And many more

Kids Can:

  • Ability to spend on the store that set my parents
  • Can able to track to see where the money spend and how to save money
  • Have options to send money to your friend but permission required from parents.
  • Able to add the debit card in your apple wallet
  • Ability to track each transaction details. 

Overall, the Mazoola has a lot of good features, but when compared to its competitors, it needs some features improvement to become a more competitive option for those who are looking for debit cards for kids in the market today.

8. Jassby

Jassby is a Virtual kids debit card platform that offers design and features specifically for kids and families. 

In fact, it is a no fee debit card that you can enjoy but it can’t compete with its competitor in terms of features and functionality.

Here is some standout feature 

  • Rewards program – this feature developed recently. Kids are able to earn points for doing tasks such as login daily, complete chores and many more.
  • Chores –  Now with Jassby, you are able to give extra money for doing certain chores. 
  • Cardlessl Debit Card – Your kids have access to virtual debit which can be added to Apple Pay. Once any transaction takes on that number, you will receive instant notification of the activity. 
  • Learn Money Management – it is a great way to teach your kids about how to spend money and save money from an early age of their life. So, they can apply that skill on their future journey. 
  • Safety feature- the whole system designed for kids safety and security of their financial journey in mind, so you can be relaxed. 

Overall, it is a good platform to get started to teach your children about real world finance and getting valuable experience that will be helpful in near futures. 

There are better alternatives available for Jassby and we recommend trying out GreenLight Kid Debit Cards first and see how it suits you and your kids. 

Debit Card for 12 year old

For those looking for good debit cards for their children, our top recommendation for a debit card for a 12-year-old is the Greenlights Kids Debit card (see below).

This debit card was designed specifically for children, and the features it offers are in line with the expectations of every parent. In conclusion, if you are considering providing debit cards to your children, then the GreenLights debit cards are the best choice in terms of benefit and features as well as cost and ease of use.

Debit Card for 11 year old

If you are looking for a debit card for an 11-year-old, Greenlights Kids Debit Cards is the best place to start your search. It is well-known financial companies that provide debit cards with features and benefits that traditional banks are unable to compete with in terms of price and availability.

Traditional banks do not provide any type of debit or checking account for children under the age of eleven, according to their policies.

You should look for a bank or financial institution that offers debit cards that are specifically designed for children so that you can take advantage of their benefits.

And that’s where the Greenlights Kids Debit Cards come in handy, as they combine all of the features and security into a single card, earning us the number one spot among debit cards for children under the age of eleven in the country.

So go ahead and sign up for the best greenlights kids debit cards deals available by clicking here.

Debit Card for 10 year old

When it comes to these 10 year old kids debit cards, it can be difficult to find debit cards for children under the age of ten, which is why we recommend Greenlight Kids Debit Cards for your child.

It is extremely inconvenient for parents to provide cash money because it makes it extremely difficult to keep track of where the money is going.

And use debit cards to purchase only items needed for your child and to easily track their spending, it is a good idea to give them debit cards. 

This way, you will know exactly how much you spend, as well as where your money is going.

Debit Card for 7,8 or 9 years old

Despite the fact that your children are still in the early stages of their lives, it is critical that you teach them how to properly manage their finances. This is where Greenlights Kids Debit Cards can come to your children’s aid.

As this debit cards company accepts children as young as seven, eight, or nine years old, and as only a few debit cards institutions are currently offering to children of this age, as well as debit cards with features specifically designed for children, you won’t have to be concerned about anything.

So, without further ado, sign up for the Greenlights Kids Debit card offer and take advantage of the features and benefits available to both parents and children.

Final Thought

Everyone should be aware by now that card transactions account for a significantly higher proportion of total transactions when compared to cash transactions or digital transactions, which makes managing money through cards much simpler.

As a parent, keeping track of how your children spend their money is extremely important because it allows you to know exactly what stores or shops they visited and how much they spent.

As a result, it is highly recommended that you obtain a kids debit card from the list we have provided because these lists contain the most features and benefits available for kids debit cards.


Can I get a debit card for my child?

When it comes to spending money in stores or online, debit cards are a well-known and popular method of doing so.

Obtaining a debit card as an adult is very simple, as it is offered by virtually all banks and financial institutions.

However, as far as the child is concerned, there are now financial institutions that offer debit cards that are specifically designed for children and that include additional features that traditional debit cards do not include.

There are a number of financial institutions that provide child debit cards, such as the Greenlight debit card, Famzoo, Busykid, and others, that include features that assist children and their parents in managing their money and spending it appropriately.

Can my 11 year old have a debit card?

Yes, it is entirely possible for children under the age of eleven to obtain debit cards. There are only a small number of financial institutions that provide it.

As parents, it is critical to identify and understand debit cards that provide premium features for children so that you can feel secure while your children use the cards to purchase any product in-store or online.

As an 11-year-old child, obtaining debit cards is critical because they will be able to purchase products online without having to use their parents’ debit cards. Consequently, when opening an account for your children, make sure to select from the list of children’s debit cards provided in this post.

What is the youngest age you can get a debit card?

It is possible for children as young as six years old to obtain a debit card. However, it only provides a small number of financial institutions that are specifically designed for children’s banking needs.

This would not have been possible without the assistance of these organizations because traditional banks do not provide any type of account or debit for children under the age of twelve.

The traditional bank offers a checking account to children as young as 13 years old, which is a sub-account of the legal guardian’s checking account.

Additionally, the bank does not provide the level of security and features required for kids debit cards, making it difficult to manage the account and to collaborate with traditional financial institutions.

Can I open a child’s bank account online?

Yes, it is absolutely possible to open a child bank account online. In fact, this is the only option available to you as parents for establishing a bank account for the purpose of issuing a kid debit card.

Because traditional banks do not deal with minors that are under the age of 13, the options for opening an account are extremely limited.

Additionally, it makes it difficult to locate a bank or other financial institution that provides such a type of bank account for children. In order to avoid having to look elsewhere for a child debit card, take advantage of the list of companies that provide child debit cards.

How much is a kids bank card?

As a result of the limited number of financial institutions that provide kids debit cards, there are no such free debit cards available. Because the institution that deals with kid debit is required to develop a system that allows it to provide features that are appropriate for children’s needs, the cost of developing such a program is extremely high.

Additionally, the program necessitates the inclusion of an additional layer of security features in order to function properly for both children and parents.

As a result, it allows parents to be notified of the activity that is taking place on the children’s credit cards.

In this case, the kids are subscription-based, and they cost between $4.99 and $9.99 per month, with annual discounts available if you sign up for an annual plan.

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